:root{--navy:#0b2644;--deep:#06192e;--red:#cd2433;--slate:#526679;--line:#d8e0e5;--cream:#f5f7f8;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--navy);font:16px/1.65 system-ui,-apple-system,Segoe UI,sans-serif;background:white}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.14;letter-spacing:-.035em}h1{font-size:clamp(2.7rem,5vw,5.5rem);max-width:920px}h2{font-size:clamp(2rem,3.1vw,3.25rem)}h3{font-size:1.35rem}p{max-width:70ch}a{color:inherit}a:hover{color:var(--red)}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.site-header{background:#fff;border-bottom:1px solid var(--line);position:relative;z-index:4}.head-inner{min-height:188px;display:flex;align-items:center;justify-content:center}.brand{display:flex;align-items:center;justify-content:center;text-decoration:none;width:min(100%,1100px);height:180px;overflow:hidden}.brand img{width:100%;height:100%;object-fit:cover;object-position:center}.nav-row{border-top:1px solid var(--line)}.nav-row .wrap{display:flex;justify-content:center}.nav{display:flex;align-items:center;justify-content:center;gap:2rem;font-size:.96rem;font-weight:700;min-height:60px}.nav a{text-decoration:none;white-space:nowrap}.nav a[aria-current=page]{color:var(--red)}.nav .nav-cta{border:1px solid var(--navy);border-radius:3px;padding:.55rem .75rem}.menu-button{display:none}.eyebrow{font-size:1rem;text-transform:uppercase;font-weight:850;letter-spacing:.13em;color:var(--red);margin-bottom:1rem}.hero{background:var(--deep);color:white;overflow:hidden}.hero-inner{min-height:590px;display:grid;grid-template-columns:1.08fr .92fr;align-items:center}.hero-copy{padding:5rem 3rem 5rem 0;position:relative;z-index:1}.hero p{font-size:1.15rem;color:#d7e1ec;max-width:56ch}.hero-photo{height:100%;min-height:500px;background:linear-gradient(125deg,#153755,#617c90);background-size:cover;background-position:center}.hero-photo img{width:100%;height:100%;object-fit:cover;display:block}.hero .eyebrow{color:#f5aab0}.buttons{display:flex;flex-wrap:wrap;gap:.85rem;margin-top:2rem}.button{display:inline-flex;align-items:center;justify-content:center;padding:.87rem 1.25rem;background:var(--red);color:white;text-decoration:none;font-weight:750;border-radius:3px;min-height:48px}.button:hover{background:#a91d29;color:white}.button.secondary{background:transparent;border:1px solid #a6b9cb}.button.secondary:hover{background:white;color:var(--navy)}.button.outline{background:transparent;border:1px solid var(--navy);color:var(--navy)}.button.outline:hover{background:var(--navy);color:white}.strip{background:#eaf0f4;border-bottom:1px solid var(--line)}.strip .wrap{display:flex;gap:2rem;justify-content:space-between;padding:1.3rem 0;font-weight:700;font-size:.95rem}.strip span{flex:1}.section{padding:5.5rem 0}.section.tint{background:var(--cream)}.section.navy{background:var(--navy);color:white}.section.navy p{color:#d9e2eb}.section-heading{max-width:760px;margin-bottom:2rem}.grid{display:grid;gap:1.2rem}.grid.three{grid-template-columns:repeat(3,1fr)}.grid.two{grid-template-columns:repeat(2,1fr)}.card{border:1px solid var(--line);background:white;padding:2rem;min-height:100%}.card p:last-child{margin-bottom:0}.card .number{color:var(--red);font-size:1.9rem;font-weight:800;line-height:1}.line-card{padding:1.3rem 0;border-top:1px solid var(--line)}.split{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:start}.kicker{color:var(--red);font-weight:800;text-transform:uppercase;letter-spacing:.1em;font-size:1rem}.page-intro{padding:5.5rem 0 4rem;background:var(--deep);color:white}.page-intro p{font-size:1.17rem;color:#dbe5ec}.page-intro h1{max-width:850px}.small{font-size:.91rem;color:var(--slate)}.notice{border-left:4px solid var(--red);background:#f1f5f7;padding:1.4rem 1.7rem}.notice p:last-child{margin-bottom:0}.steps{counter-reset:step}.step{display:grid;grid-template-columns:72px 1fr;gap:1.5rem;padding:1.6rem 0;border-top:1px solid var(--line)}.step b{font-size:2rem;color:var(--red);line-height:1}.faq details{border-top:1px solid var(--line);padding:1.3rem 0}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-weight:750;font-size:1.08rem;list-style:none;display:flex;justify-content:space-between;gap:1rem}.faq summary::after{content:'+';font-size:1.4rem;color:var(--red)}.faq details[open] summary::after{content:'−'}.faq details p{margin:1rem 0 0}.source-links{font-size:.93rem}.source-links a{display:block;margin:.3rem 0}.footer{background:var(--deep);color:#dbe5ee;padding:3.5rem 0}.footer-grid{display:grid;grid-template-columns:1.25fr 1fr 1fr;gap:2rem}.footer a{color:white}.footer .muted{color:#aebfce;font-size:.88rem}.footer small{display:block;margin-top:2rem;color:#aebfce}.footer .brand-word{font-size:1.5rem;color:white;font-weight:850;letter-spacing:-.04em}.subtle{color:#a6b6c3}.list{padding-left:1.2rem}.list li{margin-bottom:.6rem}.callout{padding:2.2rem;background:#f0f4f7;border-left:4px solid var(--red)}.process-note{margin-top:2rem}.media-block{aspect-ratio:16/10;background:#dce5ec;overflow:hidden}.media-block img{height:100%;width:100%;object-fit:cover}.tag{display:inline-block;padding:.25rem .65rem;border:1px solid #c8d3dd;font-size:.75rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.visually-hidden{position:absolute;width:1px;height:1px;clip:rect(0,0,0,0);overflow:hidden}
@media(max-width:950px){.head-inner{min-height:120px}.brand{height:120px}.nav-row .wrap{display:block}.menu-button{display:block;background:none;border:1px solid var(--line);font:inherit;font-weight:750;padding:.45rem .7rem;color:var(--navy);margin:.5rem 0}.nav{display:none;width:100%;flex-direction:column;align-items:stretch;padding:0 0 1rem;gap:.4rem;min-height:0}.nav.open{display:flex}.nav a{padding:.45rem}.hero-inner{grid-template-columns:1fr}.hero-copy{padding:4rem 0}.hero-photo{height:350px;min-height:0;margin:0 -20px}.split{gap:2rem}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:650px){.head-inner{min-height:92px}.brand{height:92px}.wrap{width:min(100% - 32px,1160px)}.section{padding:3.8rem 0}.page-intro{padding:4rem 0 3rem}.grid.three,.grid.two,.split,.footer-grid{grid-template-columns:1fr}.strip .wrap{display:grid;gap:.5rem}.hero-photo{height:260px;margin:0 -16px}.hero-copy{padding:3.7rem 0}.card{padding:1.5rem}.step{grid-template-columns:48px 1fr;gap:.7rem}h1{font-size:clamp(2.6rem,12vw,4rem)}}